Description

A federal dental insurance program that covers essential oral health care services for eligible Canadians who do not have access to private dental insurance.

Benefit Amount

Covers a wide range of dental services with co-payment rates based on income:

• 100% coverage if income is < $70,000
• 60% coverage if income is $70,000–$79,999
• 40% coverage if income is $80,000–$89,999
• No coverage if income is $90,000+

Eligibility Criteria

• Canadian resident for tax purposes
• Filed a tax return for the previous year
• Adjusted family net income under $90,000
• No access to private dental insurance

View Guide.

Application Process

1. Apply online via My Service Canada Account (MSCA)
2. Provide: SIN, date of birth, address, dental coverage info (if any), and tax return status
3. Submit one application per household for all eligible members
4. If unable to apply online, call 1-833-537-4342 for assistance or alternative formats

View More Application Details.

Possible Outcomes & Appeal Process

Appeals Process

• If denied, you may request a reconsideration through Service Canada
• For preauthorization denials (e.g., for complex procedures), providers can request a reconsideration through Sun Life (CDCP administrator)
• Appeals for eligibility or coverage decisions may be escalated through Service Canada or the appropriate tribunal (details pending)