Permanent Disability Benefits

Description

WorkSafeBC Permanent Disability Benefits provide financial compensation to workers who have suffered a permanent work-related injury or illness. The program supports individuals who experience lasting impairments that reduce their ability to earn income, offering ongoing or lump-sum payments based on the severity and impact of the disability.

Benefit Amount

WorkSafeBC calculates benefits using two methods and pays out the higher amount:

  • Loss of Function Method: Based on the extent of permanent physical or psychological impairment. For example, a 10% impairment might result in a monthly benefit of around $315 if pre-injury earnings were $3,500 per month.
  • Loss of Earnings Method: Based on the difference between pre- and post-injury earnings, if the injury prevents returning to the previous job.

Eligibility Criteria

You may be eligible if you:

  • You have a work-related injury or illness resulting in a permanent disability
  • The disability is likely to impair your future earning capacity.
  • WorkSafeBC assesses eligibility based on medical evaluations and the impact of the disability on your ability to work.

Application Process

  1. File a Claim: Report your injury or illness to WorkSafeBC and submit a claim.
  2. Medical Review: Undergo medical examinations to determine the extent of permanent disability.
  3. Benefit Evaluation: WorkSafeBC assesses compensation using one of two methods (whichever provides more support).

Appeal Process

  • Review Request: Submit a request to the WorkSafeBC Review Division within 90 days of the decision.
  • Tribunal Appeal: If still dissatisfied, appeal to the Workers’ Compensation Appeal Tribunal within 30 days of the review outcome.

Contact us today

1-888-975-9990

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