Description

The Housing Repair Program helps low- and moderate-income homeowners with the cost of emergency and health and safety home repairs.

Read more here: https://www.novascotia.ca/housing-repair-program

Benefit Amount

The Housing Repair Program may fund up to $18,000 of eligible repair costs. For larger repair projects an additional $20,000 may be available as a repayable loan. The applicant or other sources need to fund the remaining balance of the costs. The funding provides $10,000 as a grant and $8,000 as a forgivable loan. To have the loan forgiven, you must meet the loan conditions.

Eligibility Criteria

You can apply for funding if:

• repairs are an emergency or required to maintain the safe occupancy of your home
• you own and live in your home where the where the repairs will be applied and have an annual pre-tax (gross) household income that’s not more than the income limits in the Housing Repair Program Guide (https://www.novascotia.ca/ID/MA_HOUS_032)
• you’ve lived in your home for at least 1 year and your home is at least 5 years old
• you haven’t received previous grants from the Housing Repair Program in the last 5 years, unless the repairs are eligible emergency repairs
• you haven’t received previous loans from the Housing Repair Program in the last 15 years, unless the repairs are eligible emergency repairs
• your property taxes are paid up to date or you have a payment plan in place with the local government for at least 3 months
• your property value is no more than $360,000 in Halifax Regional Municipality or $280,000 in other regions of Nova Scotia

Application Process

1. Review detailed eligibility criteria in the Accessible Housing Program Guide: https://www.novascotia.ca/ID/MA_HOUS_031
2. Complete the application form.
3. Check the application for details on all required supporting documents.
4. Send your completed application and supporting documents by mail. Or visit a regional housing office.
5. Department of Growth and Development reviews your application and confirms you meet the program conditions.
6. An inspector from Department of Growth and Development visits your home to confirm the required accessibility adaptations.
7. If the inspector confirms that the required accessibility adaptations are needed and meet eligibility requirements, the Department of Growth and Development sends you a bid package outlining the accessibility adaptations you need to get quotes from contractors for.
8. Send your quotes to the Department of Growth and Development for review and approval.